Members’ stories

How we helped some of our members

A mixed group of peopleAll the money saved or deposited with us is loaned to individuals and small businesses in our community. These are just a few of the testimonies from people who have benefited from the funds invested with Essex Savers. We have not used their real names.

If you have a story you would like to share about the way Essex Savers has helped you, just click here and send it to us. We will not use your real name or include any other identifying details.


“Amazing, amazing people! Always happy to help. Alison and her staff work tirelessly and did so much to assist my children and I during an incredibly difficult time.”


"Once I had been saving for a short while, I was able to apply for a loan, which has helped me secure permanent accommodation! For an organisation run and managed by volunteers, I have to admit that I am most pleased with the way they continue dealing with my financial affairs and I can see no need for opening a bank account anymore! The ability to be able to use their services has made me feel much stronger in myself, I am starting a new job in the near future and though I appreciate that my circumstances will not apply to many people, I can recommend Essex Savers to people from all walks of life."


"A year and a half ago when I'd just started at the credit union, the clutch went on my car - it was two weeks before Christmas, just before my daughter's birthday party.It was such a nightmare. I applied for a loan against my savings and managed to get my car fixed. If I hadn't been able to go to them I don't know what I would have done. They help you save money for a rainy day and stop you spending money needlessly. It helps people get a bit more confidence."


"Happily, my circumstances are such that I don't, currently, need to borrow from Essex Savers. I became a member so that I could make a deposit under the Ethical Community Investment option. With interest rates at an all time low, the amount of money I'm giving up is very small. Especially, when compared to the substantial community benefit this money can be put to. It's great to know that, in some small way, I'm able to be a part of helping other Essex people."


Having been out of work for 6 months following redundancy, Nadia launched her own biscuit-making business. "I found Essex Savers on the internet and approached them. They were kind, helpful and provided a personal service, and I got my loan of £400 in a couple of days. I am paying back at a reasonable interest-rate of 27% at £25 per month and saving £5 per month into the scheme. So now my little business, which only uses locally sourced ingredients, is up and running. Without Essex Savers I don’t know where I would be."


"Essex Savers has helped me many times. They do not judge anyone and are always friendly and understanding. I would be lost without them. I, for one, am extremely grateful for all of their help and advice."


A happy businessman"I really appreciate the support that I've had from Essex Savers. When I needed to carpet my home and buy essentials, like a fridge - and no one else would help - Essex Savers did."


"Thanks again for all your help at Essex Savers. I am in the process of getting rid of all my debt, it has been extremely hard work, so I take the Credit Committee's advice on board and know it is the most important thing I can do.I had three very serious family situations within the last 5 years, which thank God are now resolved -all cost us an awful lot of money - one was quite horrendous, but as it was my sister you do what you have to at the time and I knew there would be a payback period. I had a 4-year plan and I am in year 3 of this plan. I've had a few setbacks this year so not as great as it should be - but I am soldering on until I will owe nothing.I have to say you guys have been a Godsend to me - so thanks again for all your help."