Individual membership

For anyone living or working in Essex

A smiling older coupleWe are a Credit Union, which means we can only provide services to our members. You can become a member if you are over 16 and:

  • live in Essex;
  • work in Essex;
  • are receiving education in Essex; or
  • your partner or another member of your family household has such a connection with Essex.

As a member you will be able to deposit your savings with us and use our other services. Should you decide to apply for a loan (and you are over 18), we shall consider your application by taking into account your record of savings with the credit union, as well as your ability to comfortably make your loan repayments.

To apply for membership, download our application form using the button below, complete it and return it to us, together with evidence of your National Insurance number. There is a membership fee of £5 and you must deposit at least £1 with us, with a £5 minimum after 3 months. To comply with the UK's Money Laundering Regulations you will have to provide us with documentary evidence of your identity and address. The acceptable documents are listed on the application form. The documents must be originals. We will photocopy them and return them to you. You can either post them to us or bring them into one of our service points.

Those under 16 can apply for Young Savers membership. Click the second button below for details.