Loan calculator

What do the figures look like?

Complete the details on the left and then click the "Calculate" button. An estimate will appear on the right.

The rates and figures shown are those for a typical borrower. Estimates are based on the nearest complete month and are for illustration purposes only. If you would like an estimate based on a different repayment interval please contact us.

We treat each person as an individual and, depending on your circumstances and your record as a member of Essex Savers, the rates and figures may differ from those shown. Your loan documents will give the interest rate, duration of loan, repayment amounts (weekly/fortnightly/monthly) and the amount we are willing to lend you. Please speak to us before signing the loan agreement if you have any queries regarding these.

InformationEstimated figures

What sort of loan do you want?

Short termAlternative to a payday loan
£100-£1000. 1-6 months. 42.6% APR.
GeneralRepaid by other regular payments
£100-£10000. 1-60 months. 23.1% APR.
BenefitsRepaid by deductions from benefits
£100-£500. 1-18 months. 42.6.6% APR.
SecuredSecured by your savings with us
£100-£10000. 1-60 months. 12.6% APR.

How much do you want to borrow?


How do you want to repay?

I want to repay about £ per month
I want to repay over month(s)